300+
LOANS APPROVED
DSCR LOAN
Qualify Based on Rental Income, Not Personal Finances
Get competitive rates and fast funding to grow your rental portfolio with ease.
Our long-term rental loans are also known as debt service coverage ratio (DSCR) loans or no-income mortgages. What does this mean to you?
• No tax or personal income document needed
• Loans are based on rental property cash flow
• Flexible qualification guidelines
- Fast Approval
- Easy Processes
- No Proof of Income needed
Our Benefits
DSCR Loan
Invest with confidence using our DSCR loans, designed for real estate investors who want financing based on their property’s cash flow rather than personal income. With no income verification, no tax returns needed, and only a soft credit pull, you can access capital quickly while keeping your financials simple. Get competitive rates and fast funding to grow your rental portfolio with ease.
Low Rates as Low as 6.875%
LTV (Loan to Value) Up to 80%
Zero Penalty For Pre-payments after year 3
30-year fixed rates
Effortless Loan
DSCR Loan
Invest with confidence using our DSCR loans, designed for real estate investors who want financing based on their property’s cash flow rather than personal income. With no income verification, no tax returns needed, and only a soft credit pull, you can access capital quickly while keeping your financials simple. Get competitive rates and fast funding to grow your rental portfolio with ease.
Low Rates
as Low as 6.875%
LTV (Loan to Value)
Up to 80%
Zero Penalty
For Pre-payments after year 3
Fixed Rates
For 30 years
How It Works
Our Loan Process
Step
Submit Application
Fill out our online form with your property, project scope, and financing needs.
Step
Review & Verification
We review your initial info, conduct a soft credit pull only, and ask for supporting documents (leases, purchase contract, photos, etc.).
Step
Underwriting & Approval
Our team analyzes your deal, collateral, returns, and risk. Once approved, we issue a term sheet / loan offer.
Step
Closing & Funding
Sign closing documents, finalize legal / title work, and we disburse funds (often in as little as 7 days) for fix & flip deals.
